Can I afford a luxury vehicle like a Tesla Model Y or Porsche 911?

Deciding which vehicle to purchase is among the biggest financial decisions that many people make. A luxury sedan or SUV can be an excellent choice for those who can afford it. Taking into account the long term costs of a loan agreement can make it difficult to know how much income is required. Our calculator makes it easy to see the total costs of ownership across a few key luxury vehicles.

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Tesla Cybertruck

Recommended salary is at least $138,825.00 for 4 years (at 6.49%) in order to comfortably afford paying $1,156.87/mo.

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Tesla Model S

Recommended salary is at least $170,691.69 for 4 years (at 6.49%) in order to comfortably afford paying $1,422.43/mo.

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Tesla Model 3

Recommended salary is at least $88,748.75 for 4 years (at 6.49%) in order to comfortably afford paying $739.57/mo.

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Tesla Model X

Recommended salary is at least $182,072.66 for 4 years (at 6.49%) in order to comfortably afford paying $1,517.27/mo.

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Tesla Model Y

Recommended salary is at least $97,853.53 for 4 years (at 6.49%) in order to comfortably afford paying $815.45/mo.

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BMW 3 Series

Recommended salary is at least $101,290.58 for 4 years (at 6.49%) in order to comfortably afford paying $844.09/mo.

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BMW iX

Recommended salary is at least $198,256.39 for 4 years (at 6.49%) in order to comfortably afford paying $1,652.14/mo.

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BMW XM

Recommended salary is at least $361,914.65 for 4 years (at 6.49%) in order to comfortably afford paying $3,015.96/mo.

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BMW i4

Recommended salary is at least $118,817.26 for 4 years (at 6.49%) in order to comfortably afford paying $990.14/mo.

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BMW i5

Recommended salary is at least $152,049.68 for 4 years (at 6.49%) in order to comfortably afford paying $1,267.08/mo.

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BMW i7

Recommended salary is at least $240,593.57 for 4 years (at 6.49%) in order to comfortably afford paying $2,004.95/mo.

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Rivian R1T

Recommended salary is at least $159,105.87 for 4 years (at 6.49%) in order to comfortably afford paying $1,325.88/mo.

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Rivian R1S

Recommended salary is at least $170,486.84 for 4 years (at 6.49%) in order to comfortably afford paying $1,420.72/mo.

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Polestar 2

Recommended salary is at least $113,582.02 for 4 years (at 6.49%) in order to comfortably afford paying $946.52/mo.

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Polestar 3

Recommended salary is at least $190,972.57 for 4 years (at 6.49%) in order to comfortably afford paying $1,591.44/mo.

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Porsche 718

Recommended salary is at least $155,463.96 for 4 years (at 6.49%) in order to comfortably afford paying $1,295.53/mo.

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Porsche 911

Recommended salary is at least $260,396.45 for 4 years (at 6.49%) in order to comfortably afford paying $2,169.97/mo.

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Porsche Taycan

Recommended salary is at least $226,253.56 for 4 years (at 6.49%) in order to comfortably afford paying $1,885.45/mo.

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Porsche Macan Electric

Recommended salary is at least $179,363.99 for 4 years (at 6.49%) in order to comfortably afford paying $1,494.70/mo.

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Lucid Air

Recommended salary is at least $159,105.87 for 4 years (at 6.49%) in order to comfortably afford paying $1,325.88/mo.

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Lucid Gravity

Recommended salary is at least $182,095.42 for 4 years (at 6.49%) in order to comfortably afford paying $1,517.46/mo.

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